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Why choose Aviva Direct car insurance?

Aviva Direct makes it easy to quote, buy, and manage your insurance - confidently.

Combine and save

Protect your car and home with Aviva Direct, all in one place and enjoy extra savings. ¹

Personalized coverage

Customize your policy with a variety of options to fit your needs.

24/7 claim service

We'll be there for you in unexpected times of need - connect quickly with our team whenever, wherever.

What does auto insurance in Quebec cover?

In Quebec, each auto insurance policy contains mandatory and optional coverages.
Aviva Direct offers a variety of optional coverages to customize your policy and fit your needs.

Speak with an Aviva Direct advisor to learn more about coverages

Mandatory Coverage

Civil Liability

Provides coverage for your legal costs if you are held civilly liable for damage caused to another person by an insured motor vehicle.

Optional Coverage

Comprehensive Coverage

Protects you against damage not caused by a collision, including theft, vandalism, falling objects, and more.

Collision Protection Coverage

Protects your car against damage in a car accident, even when you’re at-fault, such as if you hit another vehicle.

Illustration of car in front of a house with a percentage shield next to it

Multi-vehicle Discount
Have more than one vehicle to insure? No problem, we've got you covered, and you can enjoy additional savings. ¹
Combined Policy Discount
Enjoy extra savings when you bundle your car and home insurance policies with Aviva Direct. ¹
Electric & Hybrid Vehicle Discount
Eligible customers can get up to 5% off their premium for electric vehicles and up to 5% off their premium for hybrid vehicles. ³

Frequently asked questions

For any other questions about your quote or coverage options, call us at 1-855-788-9090.
Monday to Friday: 8:00 to 20:00 ET

What do I need to make a purchase?

For all individuals and assets who will be listed in the policy – the following information is required:

Your quote ID
Verbal consent from other named insureds
Payment details (we accept Visa, Mastercard, AMEX, Visa debit, Mastercard debit or direct deposit)
For direct deposit please have the following information: institution number, transit number, account number
For auto insurance – Vehicle Information Number (VIN), Driver's license numbers
For home insurance - The name and full postal address of your mortgage institution
Details of your current or previous insurance policies, if applicable — including the insurance company’s name, policy number, policy start date and expiration date

What determines my auto insurance rate?

We consider many factors when determining your auto insurance rate, such as:

How many years of experience you have as a licensed driver
How you use your vehicle—whether for pleasure, commute or business
Driving violations (convictions) and past claims
Where you live
Information about your vehicle including the make, model and model-year

The rates we use to calculate your premiums are filed with and approved by the regulators.

How can I save on auto insurance?

Knowing what affects your insurance costs can help you take measures to save more. If eligible – here are some of the ways you can save: ¹

Increase your deductible to lower your insurance premium
Combined Policy Discount
Multi-vehicle Discount

To find out what discounts you may qualify for, speak with an Aviva Direct advisor today.

How long is my quote valid for?

Your quote is valid for 30 days from the date you quote with us, provided that none of the information you provided in this quote has changed or is incorrect.

Can I quote for more than one vehicle?

You can get a quote online for a maximum of 2 vehicles and/or 2 drivers.

If you are looking to add more vehicles/drivers to your policy, please call 1-855-788-9090 to speak with one of our Aviva Direct advisors.

Why buy auto insurance from Aviva Direct?

Aviva Direct offers the convenience of shopping for auto or home insurance from the comfort of your home.

In your own time-you can get a competitive quote and coverage options that work best for you.

With a quick phone call and guidance from our knowledgable insurance advisors, you can purchase a policy with confidence.

Get started with Aviva Direct today

Get an online quote in minutes and get coverage that you can trust to fit your needs.