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Why choose Aviva Direct car insurance?

Aviva Direct makes it easy to quote, buy, and manage your insurance - confidently.

Combine and save

Protect your car and home with Aviva Direct, all in one place and enjoy extra savings. 1

Personalized coverage

Customize your policy with a variety of options to fit your needs.

24/7 claim service

We'll be there for you in unexpected times of need - connect quickly with our team whenever, wherever.

2.4M

trusting customers in Canada

20+

policy customizations available

99%

of claims resolved 2

$650

average savings on combined policies in Ontario 1

Bundle car and home insurance, save up to $650 on average 1
Get a quote online in minutes.
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What does auto insurance in Ontario cover?

In Ontario, each auto insurance policy contains mandatory and optional coverages.
Aviva Direct offers a variety of optional coverages to customize your policy and fit your needs.
Speak with an Aviva Direct advisor to learn more about coverages
Mandatory Coverage
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Third-Party Liability

Provides payment for claims made against you in the event of injury, death or property damage.

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Statutory Accident Benefits Coverage

Protects you in an accident, including healthcare costs and loss of income.

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Uninsured Automobile Coverage

Protects you if you are injured or killed by an uninsured motorist or a hit-and-run driver.

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Direct Compensation Property Damage

Protects you if your car or its contents are damaged in an accident, when you are not at-fault.

Optional Coverage
Comprehensive Coverage

Protects you against damage not caused by a collision, including theft, vandalism, falling objects, and more.

Collision Protection Coverage

Protects your car against damage in a car accident, even when you’re at-fault, such as if you hit another vehicle.

Save more on your car insurance

Aviva Direct offers a variety of ways to save. Be sure to ask your advisor about eligibility for the below discounts. 1
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  • Multi-vehicle Discount

    Have more than one vehicle to insure? No problem, we've got you covered, and you can enjoy additional savings. 1

  • Combined Policy Discount

    Enjoy extra savings when you bundle your car and home insurance policies with Aviva Direct. 1

  • Conviction Free Discount

    Save on your premium if all operators of the insured vehicle are free of convictions for the last 3 years. 1
Mechanic under car on lift with female customer in garage
Do you have an approved theft-recovery system installed on your car?
With an Aviva-approved theft recovery system installed on your vehicle, you could avoid high replacement costs and qualify for a discount. 3
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Frequently asked questions

For any other questions about your quote or coverage options, call us at 1-855-788-9090.
Monday to Friday: 8:00am to 8:00pm ET
Saturday: 8:30am to 4:30pm ET
What do I need to make a purchase?
For all individuals and assets who will be listed in the policy - the following information is required:
  • Your quote ID
  • Verbal consent from other named insureds
  • Payment details (we accept Visa, Mastercard, AMEX, Visa debit, Mastercard debit or direct deposit)
  • For direct deposit please have the following information: institution number, transit number, account number
  • For auto insurance - Vehicle Information Number (VIN), Driver's license numbers
  • For home insurance - The name and full postal address of your mortgage institution
  • Details of your current or previous insurance policies, if applicable — including the insurance company's name, policy number, policy start date and expiration date
What determines my auto insurance rate?
We consider many factors when determining your auto insurance rate, such as:
  • How many years of experience you have as a licensed driver
  • How you use your vehicle—whether for pleasure, commute or business
  • Driving violations (convictions) and past claims
  • Where you live
  • Information about your vehicle including the make, model and model-year
The rates we use to calculate your premiums are filed with and approved by the regulators.
How can I save on auto insurance?
Knowing what affects your insurance costs can help you take measures to save more. If eligible - here are some of the ways you can save: 1
  • Increase your deductible to lower your insurance premium 
  • Conviction Free Discount
  • Combined Policy Discount
  • Multi-vehicle Discount
To find out what discounts you may qualify for, speak with an Aviva Direct advisor today.
How long is my quote valid for?
Your quote is valid for 30 days from the date your quote with us, provided that none of the information you provided in this quote has changed or is incorrect. 
Can I quote for more than one vehicle?
You can get a quote online for a maximum of 2 vehicles and/or 2 drivers.

If you are looking to add more vehicles/drivers to your policy, please call 1-855-788-9090 to speak with one of our Aviva Direct advisors.
Why buy auto insurance from Aviva Direct?
Aviva Direct offers the convenience of shopping for auto or home insurance from the comfort of your home.

In your own time—you can get a competitive quote and coverage options that work best for you.

With a quick phone call and guidance from our knowledgeable insurance advisors, you can purchase a policy with confidence.

Get started with Aviva Direct today

Get an online quote in minutes and get coverage that you can trust to fit your needs.

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